Fed Chairman Powell Says Rate Move Was A 'midcycle Adjustment,' Hinting More Cuts Not A Guarantee

Federal Reserve Chairman Jerome Powell said the central bank's rate cut approved Wednesday was part an ongoing move to adjust to economic conditions though no guarantee of future cuts.

Reducing rates is a way to brace against "downside risks," to support the economy and to boost inflation, Powell said at a news conference Wednesday.

"We're thinking of it essentially as a midcycle adjustment to policy," he said. Powell added that Fed officials "think it will serve all of those goals" that he mentioned.

Looking at the history of the Fed, Powell cautioned against assuming that this week's cut is the beginning of the cycles that happened in the past.

"That refers back to other times when the FOMC has cut rates in the middle of a cycle and I'm contrasting it there with the beginning of a lengthy cutting cycle," he said. "That is not what we're seeing now, that's not our perspective now."

Markets took Powell's comments to be less dovish than anticipated, prompting a sharp sell-off on Wall Street that pushed the Dow industrials briefly down by about 470 points.

The Fed voted to reduce its benchmark lending rate a quarter point to a range of 2% to 2.25%. It was the first cut in the benchmark funds rate since December 2008.

Powell said the policy loosening is part of an evolution that began earlier this year, when the Fed switched from intending to hike rates twice this year to agreeing to a "patient stance."

As concerns intensified over global growth, tariffs and low inflation, officials switched their stance in June to seeing a greater case for rate hikes to deciding to approve the rate cut at this week's two-day meeting.

The chairman said there was "definitely an insurance aspect" to the cut.

"What you've seen over the course of the year as we've moved to a more accommodative policy, the economy has performed about as expected with the gradually increasing support," Powell said. "Increasing policy support has kept the economy on track and kept the outlook favorable."

RECENT NEWS

Stocks Rise After Better-than-expected Jobs Report To Close Out Winning Week

Stocks rose on Thursday following a better-than-expected U.S. jobs report as the economy tries to recover from the coron... Read more

Record Jobs Gain Of 4.8 Million In June Smashes Expectations; Unemployment Rate Falls To 11.1%

Another big contributor to the decline of the jobless rate was a plunge in those on temporary layoff. That total fell by... Read more

17.6 Million Unemployed Americans Probably Won't Return To Their Pre-pandemic Jobs

The share of the workforce currently out of work with no reasonable chance of returning to their jobs is about 11%, or a... Read more

GM, Fiat Chrysler U.S. Auto Sales Tank In Second Quarter As Coronavirus Saps Demand

U.S. vehicle sales in the second quarter for General Motors, Toyota Motor and Fiat Chrysler plunged by more than 30% Read more

Mortgage Demand Falls For The Second Straight Week, Signaling A Potential Slowdown In The Housing Recovery

The surge in mortgage demand from homebuyers over the past two months appears to be waning, even as mortgage rates conti... Read more

Fed's Bullard Warns Of Financial Crisis Risks As Virus Cases Spike, FT Reports

St. Louis Federal Reserve Bank president James Bullard has warned that a growing number of bankruptcies due to the coron... Read more